內(nèi)容簡介:　　本書為培養(yǎng)既精通現(xiàn)代金融知識，又能運用英語從事金融業(yè)務(wù)的復(fù)合型人才而編寫。
　　全書正文共五部分，分為十三章。第一章至第三章為第一部分，主要闡述貨幣、貨幣制度、政治與經(jīng)濟；第四章至第六章為第二部分，主要闡述中國中央銀行、商業(yè)銀行業(yè)務(wù)及銀行和金融機構(gòu)監(jiān)管的知識；第七章至第九章為第三部分，主要闡述證券、外匯交易、期貨和期權(quán)等證券投資及風險管理的知識；第十章至第十一章為第四部分，主要闡述保險基本原理、主要保險業(yè)務(wù)；第十二章至第十三章為第五部分，主要闡述金融函電的基本特點與寫作、金融函電的主要應(yīng)用實例。本書附錄為分類的專業(yè)詞匯表。
　　為便于教學和學習，我們準備了配套的教學課件、部分正文譯文、習題參考答案、模擬試卷等輔助教學/學習資料，索取方式參見“配套資料索取說明”。
　　本書為本科院校金融專業(yè)英語課程教材，因本書主體內(nèi)容和金融學（貨幣銀行學）課程內(nèi)容相同，故而也可作為金融學課程雙語授課教材。

目錄:Part One Money and Economics

Chapter 1 Money 2
Learning Objectives 2
Key Topics 2
Section 1．1 What is Money? 2
1．1．1 History of money 2
1．1．2 Meaning of Money 4
Section 1．2 Functions of Money 5
1．2．1 Medium of Exchange 5
1．2．2 Unit of Account 6
1．2．3 Store of Value 7
1．2．4 Standard of Deferred Payment 8
Section 1．3 Evolution of the Payment System 8
1．3．1 The forms of money 8
1．3．2 Are we moving to a cashless society? 13
Section 1．4 Measuring Money 14
1．4．1 Theoretical and Empirical Definition of Money 15
1．4．2 The federal reserve’s monetary aggregates 15
1．4．3 Money supply 16
Section 1．5 Money Policy 18
Notes 20
Exercises 21
Additional Readings 23
Chapter 2 Financial Markets 26
Learning Objectives 26
Key Topics 26
Section 2．1 What is Financial Market? 26
2．1．1 Definition of financial market 26
2．1．2 Constituents of financial market 27
Section 2．2 Functions of Financial Markets 28
2．2．1 Intermediary Functions 28
2．2．2 Financial Functions 29
Section 2．3 Currency (Money) markets 29
2．3．1 Participants 30
2．3．2 Functions of the money market 31
2．3．3 Common money market instruments 32
Section 2．4 Capital markets 33
2．4．1 Deeply view to capital market 33
2．4．2 Examples of capital market transactions 34
2．4．3 Raising Capitals 36
Section 2．5 Derivative products market 38
2．5．1 Future Contracts 39
2．5．2 Forward Contracts 40
2．5．3 Optional contracts 41
Notes 42
Exercises 43
Additional Readings 45
Chapter 3 Polities and ?Economics 47
Learning Objectives 47
Key Topics 47
Section 3．1 Macroeconomics & Polities 47
3．1．1 Games between policy makers and voters 48
3．1．2 Games between Policy Makers 50
Section 3．2 An General Perspective on the Political Economy of “Big Change” 51
3．2．1 The Social-Political Context and Co-Evolution 52
3．2．2 Embeddedness 52
3．2．3 The Dilemma of Knowledge as a Product and a Resource 53
3．2．4 The Global perspective on the evolution 53
3．2．5 Evolutionary Social-Economic “intricacy” 54
3．2．6 The Initiation of Self Re-Enforcing Growth 55
Section 3．3 Explosive Change of evolution and Communitarian Collective Ownership 55
3．3．1 The Fall - Variety Constraining Order 56
3．3．2 Self Organization and Economics 56
3．3．3 Communitarian[12] Collective Ownership and Strategic Networks 57
Notes 60
Exercises 61
Additional Readings 63

Part Two Banking Industry in China

Chapter 4 Central Bank—PBC 66
Learning Objectives 66
Key Topics 66
Section 4．1 The Reform of PBC 66
4．1．1 Definition of ‘Central Bank’ 67
4．1．2 Transformation of the PBC 67
4．1．3 Reform the Current Financial Structure 68
Section 4．2 The Functions of PBC 70
4．2．1 The Reason for Transformation 70
4．2．2 The Biggest Change of the Functions of the PBC 71
4．2．3 The Functions of PBC 73
Section 4．3 The Instruments of Central Banking 76
4．3．1 Open Market Operation 76
4．3．2 Reserve Requirements 79
4．3．3 Rediscount 81
Notes 82
Exercises 82
Additional Readings 85
Chapter 5 Commercial Banks 88
Learning Objectives 88
Key Topics 88
Section 5．1 Introduction 88
Section 5．2 What a Bank Is? 90
5．2．1 The Role of the Banking Sector in China 91
5．2．2 Vigorous Development of the Banking Sector 92
5．2．3 Increased Openness of the Banking Sector 93
Section 5．3 Intermediary Services 94
5．3．1 Settlement-Payments and Funds Transfer 94
5．3．2 Plastic Money 95
5．3．3 International Settlement 96
Section 5．4 Loans 96
5．4．1 Definition and Categories of Loans 96
5．4．2 The Credit Process 98
5．4．3 Post-Disbursement Management 100
Section 5．5 Banking on the Internet 102
5．5．1 Backgrounds 102
5．5．2 On-Line Banking Products 103
5．5．3 The Future Prospects of On-Line Banking 103
Notes 105
Exercises 106
Additional Readings 108
Chapter 6 Supervision of Banking and Financial Institutions 110
Learning Objectives 110
Key Topics 110
Section 6．1 Importance and Objectives?of Banking Supervision 110
6．1．1 The Role of Ba